“The Impact of Applying the Expected Credit Loss Model on Bank Profitability An Applied Study on Private Traditional Banks Listed on the Damascus Securities Exchange” (2026) Latakia University (formerly Tishreen)Journal for Research and Scientific Studies - Economic and Legal Sciences Series, 48(3), pp. 309–330. Available at: https://journal.latakia-univ.edu.sy/index.php/econ/article/view/20928 (Accessed: 28 August 2026).